There are many benefits of using iGolder:
- You may instantly receive payments after opening
your account, regardless of your country. No need to wait days or
weeks to get approved for a merchant account.
- iGolder is without borders. You may do
business with people living in any country. We do not punish
innocent individuals by playing the embargo political game.
- iGolder is a cost-effective alternative to having a
merchant account. Our transfer fees range
from 4% for anonymous members, 2% for identified members, and from 1.0%
to 0.1% for verified members. Our fees for
verified members are much
lower than any credit card processor.
- No chargeback or payment reversal. Once a
payment clears, you stay paid.
- No bank reference required. With iGolder,
there is no such thing as member with poor credit or a high-risk
- Complete Privacy. All your transactions are
absolutely private and confidential.
We do not disclose any particulars or details unless compelled to do so by
valid law regarding a
criminal activity. The law
enforcement agency must strictly abide by our
criminal procedure rules.
- iGolder protects the buyer with the
Safetransit™ tool; the buyer
always receive the delivery of product or service before clearing the
- iGolder protects the seller with the
Safetransit™ tool; the seller is
guaranteed a valid,
non-repudiable payment upon the delivery.
- iGolder allows interaction with your trading partners.
Any payment in
Safetransit™ may be modified by
submitting and mutually accepting new proposals.
- iGolder offers fairness resolving disputes.
fee ensures an impartial professional expert will resolve
any dispute you may have.
- Build a trustworthy reputation on the Internet.
After a trade, both the buyer and seller can rate each other and
optionally leave a feedback comment. You have the option to
display your reputation score
and feedback comments to your public profile. Reputation is very important when doing
business, and iGolder is your ticket for building a trustworthy
reputation on the Internet.
- Peace of Mind. iGolder uses state-of-the-art
security to protect your account
from unauthorized access. We believe iGolder is far more secure than
any bank, because our system is fully automated and does not require
any human intervention. Please bear in mind that intelligence is not
additive. Therefore, doing business with a bank having 100,000 employees
does not improve the safety nor the privacy of your banking information.
Incompetence and stupidity is the
hallmark of large organizations. With your bank, any rogue (or
incompetent) employee may jeopardize your financial privacy. Banks often rely on
fax instructions to transfer funds, and such instructions hare subject
to human error as well as exposing your financial information if not archived properly.
Also, a fax transmission offers little security because its is not encrypted,
while leaving a permanent communication record on your phone bill.
Worse, using fax instructions opens a wide door for theft because it is
so easy to forge (or duplicate) a signature by fax. Do you always
shred all fax messages you send? Do you know how your bank
archives your fax messages? Anyone having access to an
old fax message, or knowing your signature and your bank account number, may
instruct your bank to make a wire transfer, thereby emptying your bank
account. For instance, a rogue employee may photocopy your fax
message and sell your signature to people specializing in fraudulent
transfers, the same as some people sell stolen credit card numbers. By the time you discover your account is empty, it is too
late. Your last chance is forensic handwriting on a fax message,
however it is your signature.
- Email Privacy. iGolder offers you the option to keep your email address private.
Each sub-account has a field to enter an alias or nickname for doing business.
Also, our secure private messaging system allows our members to communicate
amongst themselves without
disclosing their email addresses.
- Email Encryption with
PGP. Protect the content of your messages by receiving
PGP-encrypted emails. Encrypting your email will keep hackers from intercepting and reading your
- Lowering fees. The longer you have been an
iGolder member, and the more transactions you completed, the lower are
- Lowest exchange rates. iGolder has a tool for
you to find the exchanger offering you the lowest exchange rate to
buy or sell your digital gold.
- Gold ownership. Accumulating electronic gold
in your iGolder account is
accumulating physical gold. You may sell your
gold for money, or redeem your electronic gold
into physical gold bullion or gold coins.
Who should use iGolder
Any individual who wants to make or receive payments across the Internet.
If you cannot, or do not want to use a credit card, then iGolder is your