iGolder Benefits

There are many benefits of using iGolder:

  • You may instantly receive payments after opening your account, regardless of your country.  No need to wait days or weeks to get approved for a merchant account.
  • iGolder is without borders.  You may do business with people living in any country.  We do not punish innocent individuals by playing the embargo political game.
  • iGolder is a cost-effective alternative to having a merchant account.  Our transfer fees range from 4% for anonymous members, 2% for identified members, and from 1.0% to 0.1% for verified members.  Our fees for verified members are much lower than any credit card processor.
  • No chargeback or payment reversal.  Once a payment clears, you stay paid.
  • No bank reference required.  With iGolder, there is no such thing as member with poor credit or a high-risk merchant.
  • Complete Privacy.  All your transactions are absolutely private and confidential. We do not disclose any particulars or details unless compelled to do so by valid law regarding a criminal activity. The law enforcement agency must strictly abide by our criminal procedure rules.
  • iGolder protects the buyer with the Safetransit™ tool; the buyer always receive the delivery of product or service before clearing the payment.
  • iGolder protects the seller with the Safetransit™ tool; the seller is guaranteed a valid, non-repudiable payment upon the delivery.
  • iGolder allows interaction with your trading partners.  Any payment in Safetransit™ may be modified by submitting and mutually accepting new proposals.
  • iGolder offers fairness resolving disputes.  Our unique dispute fee ensures an impartial professional expert will resolve any dispute you may have.
  • Build a trustworthy reputation on the Internet.  After a trade, both the buyer and seller can rate each other and optionally leave a feedback comment.   You have the option to display your reputation score and feedback comments to your public profile.  Reputation is very important when doing business, and iGolder is your ticket for building a trustworthy reputation on the Internet.
  • Peace of Mind.  iGolder uses state-of-the-art security to protect your account from unauthorized access.  We believe iGolder is far more secure than any bank, because our system is fully automated and does not require any human intervention.  Please bear in mind that intelligence is not additive.  Therefore, doing business with a bank having 100,000 employees does not improve the safety nor the privacy of your banking information.  Incompetence and stupidity is the hallmark of large organizations.  With your bank, any rogue (or incompetent) employee may jeopardize your financial privacy.  Banks often rely on fax instructions to transfer funds, and such instructions hare subject to human error as well as exposing your financial information if not archived properly.  Also, a fax transmission offers little security because its is not encrypted, while leaving a permanent communication record on your phone bill.  Worse, using fax instructions opens a wide door for theft because it is so easy to forge (or duplicate) a signature by fax.  Do you always shred all fax messages you send?  Do you know how your bank archives your fax messages?  Anyone having access to an old fax message, or knowing your signature and your bank account number, may instruct your bank to make a wire transfer, thereby emptying your bank account.  For instance, a rogue employee may photocopy your fax message and sell your signature to people specializing in fraudulent transfers, the same as some people sell stolen credit card numbers.  By the time you discover your account is empty, it is too late.  Your last chance is forensic handwriting on a fax message, however it is your signature.  Good luck!
  • Email Privacy.  iGolder offers you the option to keep your email address private.  Each sub-account has a field to enter an alias or nickname for doing business. Also, our secure private messaging system allows our members to communicate amongst themselves without disclosing their email addresses.
  • Email Encryption with PGP.  Protect the content of your messages by receiving PGP-encrypted emails.  Encrypting your email will keep hackers from intercepting and reading your private communications.
  • Lowering fees.  The longer you have been an iGolder member, and the more transactions you completed, the lower are your transaction fees.
  • Lowest exchange rates.  iGolder has a tool for you to find the exchanger offering you the lowest exchange rate to buy or sell your digital gold.
  • Gold ownership.  Accumulating electronic gold in your iGolder account is accumulating physical gold.  You may sell your gold for money, or redeem your electronic gold into physical gold bullion or gold coins.


Who should use iGolder

Any individual who wants to make or receive payments across the Internet.  If you cannot, or do not want to use a credit card, then iGolder is your answer.





Since August 1st, 2013 iGolder is no longer accepting new accounts and balances can only be redeemed. During the past years, we have been recommending Bitcoin more than our own payment system. We believe in physical gold ownership, and developed iGolder as a mechanism for people to acquire physical gold by trading with one another.

Since iGolder has a central point of failure (our server may be raided by thugs wearing some kind of uniform), we feet it is safer for us to cease operations. The iGolder experiment has been personally rewarding as we met many gold enthusiasts and also learned about Bitcoin in the process. For those who have no idea what Bitcoin is, we recommend doing your own research. Bitcoin is far superior to iGolder in every way, both in privacy and security as our server is always vulnerable to confiscation. Bitcoin is a communication protocol with a built-in "escrow service" capable of protecting both the buyer and the seller, rendering our Safetransit completely redundant. To learn more about the Bitcoin protocol and its feature, please watch "http://www.youtube.com/watch?v=mD4L7xDNCmA (Bitcoin 2012 London: Mike Hearn).

For those having gold in their iGolder account, we will ship the physical metal to anyone having more than 1 ounce of gold, assuming the owner is willing to assume the shipping costs. For smaller quantities, we offer to settle in Bitcoin, however we will also settle with any other reasonable payment system. We will give everyone at least two full years (until 2016) to contact us to claim their gold. After that period, any unclaimed gold will go to fund an economic development project in Honduras helping local people to become entrepreneurs.

We sincerely wish you the best in life and hope to keep in contact with you.

Yours in liberty,
The iGolder Team.

Update 2014: Since we announced we no longer accept gold transfers, we have received countless emails asking to keep the free gold charts and the PGP encryption tools. We plan to keep running the domain iGolder.com for both the gold charts and the encryption tools. Better, we are developing state of the art open-source software for a secure decentralized social network with a built-in wallet. We will announce when we have a product ready for use. Stay tuned!